IMAGE_PERSONA_EMPLOYER
The small business owner.
- Ten employees. Premiums eating into payroll.
- A legacy carrier that keeps changing the rules at renewal.
- Needs a plan partner that actually partners.
Welcome to Waive
The new waive of healthcare.
Modern health coverage for employers, brokers, and partners. One platform. Every plan. Humans who pick up the phone.
By the numbers
Employers save an average of 30%.¹ Brokers get firm quotes in under 24hr.² Members reach a real human in under 5min — not a phone tree. Compliance filings (ACA, COBRA, ERISA) are handled automatically, 100% of the time.
- ¹ Internal analysis of employer renewals vs. fully-insured legacy carriers. Methodology at /trust.
- ² Based on broker quote response data.
Why Waive
Healthcare is broken. We rebuilt it.
The problem
Three portals. Five vendors. Ten-day quote turnarounds. Renewal spreadsheets that no one trusts. Compliance deadlines that slip through the cracks. Phone trees that loop.
The answer
Waive is one platform for every benefit line. Firm quotes in under 24 hours. Compliance filings automated. Member support that answers in under 5 minutes. Built for employers, brokers, and partners who are done waiting on legacy carriers to catch up.
Members saved $12,000 on average in their first year. Questions answered in under 5 minutes.
Coverage
What Waive covers.
Real coverage. Actual humans. Everything you'd expect from healthcare that works the way it should.
Doctor visits
Primary care, urgent care, pediatrics. See your doctor without the billing surprise.
Emergency care
When minutes matter, so does coverage. Full ER access without the fine print.
Surgery
Inpatient, outpatient, elective. Covered with clear out-of-pocket maximums.
Specialists
Cardiologists, dermatologists, everything in between. No referral mazes.
Prescriptions
Generic and brand-name covered. Real formularies, not gotcha lists.
Maternity
Prenatal, delivery, postpartum. The moments that matter, covered completely.
Who it's for
Built for people tired of waiting.
IMAGE_PERSONA_BROKER
The broker.
- Done with endless quote delays.
- Tired of carriers who disappear at claims time.
- Wants a platform that actually picks up the phone.
IMAGE_PERSONA_FAMILY
The family of four.
- Paying more than rent for coverage that keeps denying claims.
- Watching friends delay care because the copays are too high.
- Deserves coverage that actually covers.
Product portfolio
Three plans Every audience
Level-funded plans for employers
- Firm quotes in 24 hours
- Potential year-end refunds
- Groups of 5 or more
Level-funded plans your clients will actually renew
- AI-powered quoting in under 24 hours
- Member-level census, firm pricing
- Automated onboarding
Modern healthshare
- Lower monthly cost
- Generally healthy members
- Not insurance — a healthshare program
Trust & compliance
Built on the standards your legal team already requires
- HIPAA Compliant
- State-Licensed
- AM Best Carriers
- ERISA Filings
Ready to waive the weight
Book a 15-minute walkthrough, get a firm quote, or just ask us anything.
Employer plans typically 30% less than legacy carriers. Individual plans from competitive monthly rates.
15 minutes. No pressure. Show us your current situation, and we'll tell you straight whether Waive is a fit.